*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Barlow',sans-serif;background:#0d1b2a;color:#d0daea;line-height:1.6;overflow-x:hidden;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4,.cond{font-family:'Barlow Condensed',sans-serif}
a{color:#f5a623;text-decoration:none}
a:hover{color:#ffc45c}
img{max-width:100%;display:block}
.wrap{max-width:1240px;margin:0 auto;padding:0 5%}
@keyframes tcfadeUp{from{opacity:0;transform:translateY(24px)}to{opacity:1;transform:translateY(0)}}
@keyframes tcpulse{0%,100%{box-shadow:0 0 0 0 rgba(245,166,35,.5)}50%{box-shadow:0 0 0 12px rgba(245,166,35,0)}}

/* NAV */
.nav{position:sticky;top:0;z-index:200;background:rgba(13,27,42,.97);backdrop-filter:blur(10px);border-bottom:2px solid #f5a623}
.nav-in{max-width:1240px;margin:0 auto;padding:0 5%;display:flex;align-items:center;justify-content:space-between;height:66px;gap:20px}
.brand{font-family:'Barlow Condensed',sans-serif;font-weight:800;font-size:1.3rem;color:#fff;display:flex;align-items:center;gap:10px;white-space:nowrap}
.brand:hover{color:#fff}
.brand span.amb{color:#f5a623}
.nav-right{display:flex;align-items:center;gap:26px}
.nav-links{display:flex;gap:24px;list-style:none;align-items:center}
.nav-links>li{position:relative}
.nav-links>li>a,.nav-links>li>span{font-size:.82rem;font-weight:600;letter-spacing:.04em;color:#d0daea;text-transform:uppercase;cursor:pointer;display:flex;align-items:center;gap:5px;white-space:nowrap}
.nav-links>li>a:hover,.nav-links>li:hover>span{color:#f5a623}
.drop{position:absolute;top:100%;left:-18px;min-width:270px;background:#162436;border:1px solid rgba(245,166,35,.25);border-radius:10px;padding:10px;box-shadow:0 20px 50px rgba(0,0,0,.55);display:none;flex-direction:column;gap:2px}
.nav-links>li:hover .drop{display:flex}
.drop a{font-size:.88rem;font-weight:500;color:#d0daea;padding:9px 12px;border-radius:6px;text-transform:none;letter-spacing:0}
.drop a:hover{background:#1e3048;color:#f5a623}
.callbtn{background:#f5a623;color:#0d1b2a;font-weight:700;font-size:.88rem;letter-spacing:.04em;text-transform:uppercase;padding:11px 20px;border-radius:6px;white-space:nowrap;animation:tcpulse 2.6s ease infinite}
.callbtn:hover{background:#e8941a;color:#0d1b2a}
.burger{display:none;background:none;border:1px solid rgba(255,255,255,.2);border-radius:6px;color:#fff;font-size:1.3rem;line-height:1;padding:7px 11px;cursor:pointer}

/* PAGE HERO */
.phero{position:relative;overflow:hidden;border-bottom:1px solid rgba(255,255,255,.06)}
.phero-bg{position:absolute;inset:0;background-position:center;background-size:cover}
.phero-ov{position:absolute;inset:0;background:linear-gradient(115deg,rgba(13,27,42,.97) 40%,rgba(13,27,42,.8) 100%)}
.phero-in{position:relative;z-index:1;max-width:1240px;margin:0 auto;padding:64px 5% 68px;display:grid;grid-template-columns:1.12fr .88fr;gap:52px;align-items:start}
.eyebrow{font-size:.78rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#f5a623;margin-bottom:12px}
.crumbs{font-size:.8rem;color:#8a9bb0;margin-bottom:18px}
.crumbs a{color:#8a9bb0}
.crumbs a:hover{color:#f5a623}
h1{font-weight:800;font-size:clamp(2.1rem,4.4vw,3.5rem);line-height:1.05;color:#fff;margin-bottom:18px}
.lede{font-size:clamp(1rem,1.5vw,1.14rem);color:#d0daea;line-height:1.7;max-width:600px;margin-bottom:26px}
.btnrow{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:30px}
.btn-a{background:#f5a623;color:#0d1b2a;font-family:'Barlow Condensed',sans-serif;font-weight:700;font-size:1.05rem;letter-spacing:.05em;text-transform:uppercase;padding:14px 28px;border-radius:6px}
.btn-a:hover{background:#e8941a;color:#0d1b2a}
.btn-b{background:transparent;border:2px solid rgba(255,255,255,.28);color:#fff;font-family:'Barlow Condensed',sans-serif;font-weight:700;font-size:1.05rem;letter-spacing:.05em;text-transform:uppercase;padding:12px 26px;border-radius:6px}
.btn-b:hover{border-color:#f5a623;color:#f5a623}
.badges{display:flex;gap:12px 28px;flex-wrap:wrap}
.badge{display:flex;align-items:center;gap:8px;font-size:.85rem;font-weight:600;color:#8a9bb0}
.badge svg{flex-shrink:0}

/* QUOTE CARD */
.qcard{background:#162436;border:1px solid rgba(245,166,35,.28);border-radius:14px;padding:28px 26px;box-shadow:0 24px 60px rgba(0,0,0,.45)}
.qcard h3{font-weight:800;font-size:1.5rem;color:#fff;line-height:1.1;margin-bottom:6px}
.qcard p.sub{font-size:.88rem;color:#8a9bb0;margin-bottom:20px}
.qform{display:flex;flex-direction:column;gap:13px}
.qform input,.qform select,.qform textarea{width:100%;background:#0d1b2a;border:1px solid rgba(255,255,255,.12);border-radius:8px;padding:13px 15px;color:#fff;font-family:'Barlow',sans-serif;font-size:.94rem;outline:none}
.qform select{color:#d0daea}
.qform input:focus,.qform select:focus,.qform textarea:focus{border-color:#f5a623}
.qform button{width:100%;background:#f5a623;color:#0d1b2a;font-family:'Barlow Condensed',sans-serif;font-weight:700;font-size:1.08rem;letter-spacing:.05em;text-transform:uppercase;padding:15px;border:none;border-radius:8px;cursor:pointer}
.qform button:hover{background:#e8941a}
.qnote{font-size:.77rem;color:#8a9bb0;text-align:center}
.qdone{text-align:center;padding:24px 6px}
.qdone .ring{width:64px;height:64px;border-radius:50%;background:rgba(245,166,35,.15);display:flex;align-items:center;justify-content:center;margin:0 auto 18px}

/* TRUST STRIP */
.strip{background:#f5a623;padding:14px 5%;display:flex;gap:12px 38px;justify-content:center;flex-wrap:wrap}
.strip div{font-family:'Barlow Condensed',sans-serif;font-weight:700;font-size:.98rem;letter-spacing:.04em;text-transform:uppercase;color:#0d1b2a}

/* SECTIONS */
.sec{padding:76px 5%}
.sec-navy{background:#0d1b2a}
.sec-panel{background:#162436}
.sec-head{max-width:640px;margin-bottom:42px}
.sec-head h2{font-weight:800;font-size:clamp(1.8rem,3.6vw,2.8rem);color:#fff;line-height:1.1;margin-bottom:14px}
.sec-head p{font-size:1.03rem;color:#8a9bb0;line-height:1.7}
.prose{max-width:760px}
.prose h2{font-weight:800;font-size:clamp(1.6rem,3vw,2.3rem);color:#fff;line-height:1.15;margin:38px 0 14px}
.prose h2:first-child{margin-top:0}
.prose h3{font-weight:700;font-size:1.22rem;color:#fff;margin:26px 0 10px}
.prose p{font-size:1rem;color:#a9b8cc;line-height:1.8;margin-bottom:16px;text-wrap:pretty}
.prose ul,.prose ol{margin:0 0 18px 20px;display:flex;flex-direction:column;gap:9px}
.prose li{font-size:1rem;color:#a9b8cc;line-height:1.7}
.prose li strong{color:#fff}
.prose a{font-weight:600}
.layout{max-width:1240px;margin:0 auto;display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:56px;align-items:start}
.aside{position:sticky;top:88px;display:flex;flex-direction:column;gap:18px}
.acard{background:#1e3048;border:1px solid rgba(255,255,255,.07);border-radius:12px;padding:22px}
.acard h4{font-weight:700;font-size:1.1rem;color:#fff;margin-bottom:12px;letter-spacing:.02em}
.acard ul{list-style:none;display:flex;flex-direction:column;gap:9px}
.acard li a{font-size:.9rem;color:#d0daea;font-weight:500}
.acard li a:hover{color:#f5a623}
.acard p{font-size:.92rem;color:#8a9bb0;line-height:1.65;margin-bottom:14px}

/* CARD GRIDS */
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:20px;max-width:1240px;margin:0 auto}
.card{background:#1e3048;border:1px solid rgba(255,255,255,.06);border-radius:12px;padding:28px 24px;transition:transform .2s,border-color .2s,box-shadow .2s}
.card:hover{transform:translateY(-4px);border-color:rgba(245,166,35,.35);box-shadow:0 14px 40px rgba(0,0,0,.4)}
.card h3{font-weight:700;font-size:1.24rem;color:#fff;margin-bottom:9px}
.card p{font-size:.92rem;color:#8a9bb0;line-height:1.65}
.card .more{display:inline-flex;align-items:center;gap:6px;margin-top:15px;font-size:.83rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:#f5a623}
.ico{width:50px;height:50px;border-radius:10px;background:rgba(245,166,35,.12);display:flex;align-items:center;justify-content:center;margin-bottom:18px}
.chipgrid{display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));gap:12px;max-width:1240px;margin:0 auto}
.chip{background:#1e3048;border:1px solid rgba(255,255,255,.06);border-radius:8px;padding:14px 18px;display:flex;align-items:center;gap:10px;font-size:.9rem;font-weight:600;color:#d0daea}
.chip:hover{border-color:rgba(245,166,35,.4);color:#fff}
.chip svg{flex-shrink:0}
.linkgrid{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:10px;max-width:1240px;margin:0 auto}
.linkgrid a{background:#1e3048;border:1px solid rgba(255,255,255,.06);border-radius:8px;padding:13px 16px;font-size:.9rem;font-weight:500;color:#d0daea;display:flex;justify-content:space-between;gap:10px}
.linkgrid a:hover{border-color:rgba(245,166,35,.4);color:#f5a623}
.linkgrid a span{color:#f5a623;flex-shrink:0}

/* FAQ */
.faqlist{max-width:760px;display:flex;flex-direction:column;gap:11px}
details{background:#162436;border:1px solid rgba(255,255,255,.07);border-radius:8px;overflow:hidden}
.sec-panel details{background:#0d1b2a}
summary{padding:19px 22px;cursor:pointer;font-family:'Barlow Condensed',sans-serif;font-weight:700;font-size:1.08rem;color:#fff;display:flex;justify-content:space-between;align-items:center;gap:16px;list-style:none}
summary::-webkit-details-marker{display:none}
summary .pm{color:#f5a623;font-size:1.35rem;font-weight:400;flex-shrink:0}
details[open] summary .pm{transform:rotate(45deg)}
details .body{padding:0 22px 19px;font-size:.95rem;color:#8a9bb0;line-height:1.75}


/* CTA BAND */
.cta{position:relative;overflow:hidden;padding:74px 5%;text-align:center}
.cta-bg{position:absolute;inset:0}
.cta-bg img{width:100%;height:100%;object-fit:cover}
.cta-ov{position:absolute;inset:0;background:linear-gradient(135deg,rgba(245,166,35,.93),rgba(232,148,26,.93))}
.cta-in{position:relative;z-index:1}
.cta h2{font-weight:800;font-size:clamp(1.9rem,4vw,3rem);color:#0d1b2a;line-height:1.1;margin-bottom:14px}
.cta p{font-size:1.08rem;color:rgba(13,27,42,.82);max-width:560px;margin:0 auto 26px}
.cta .btn-dark{display:inline-block;background:#0d1b2a;color:#fff;font-family:'Barlow Condensed',sans-serif;font-weight:700;font-size:1.08rem;letter-spacing:.05em;text-transform:uppercase;padding:16px 34px;border-radius:6px}
.cta .btn-dark:hover{background:#162436;color:#fff}

/* FOOTER */
footer{background:rgba(0,0,0,.5);border-top:1px solid rgba(255,255,255,.06);padding:48px 5% 30px}
.fgrid{max-width:1240px;margin:0 auto 38px;display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:40px}
.fgrid h4{font-weight:700;font-size:.98rem;letter-spacing:.08em;text-transform:uppercase;color:#fff;margin-bottom:15px}
.fgrid ul{list-style:none;display:flex;flex-direction:column;gap:9px}
.fgrid li a{font-size:.88rem;color:#8a9bb0}
.fgrid li a:hover{color:#f5a623}
.fgrid p{font-size:.88rem;color:#8a9bb0;line-height:1.7;margin-top:13px;max-width:300px}
.fmeta{max-width:1240px;margin:0 auto;border-top:1px solid rgba(255,255,255,.07);padding-top:22px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:10px;font-size:.8rem;color:#8a9bb0}
.frow{display:flex;align-items:center;gap:10px;font-size:.88rem;color:#8a9bb0;margin-bottom:9px}
.frow svg{flex-shrink:0}

/* MOBILE STICKY CALL */
.mobilecall{display:none;position:fixed;left:0;right:0;bottom:0;z-index:300;background:#f5a623;color:#0d1b2a;text-align:center;font-family:'Barlow Condensed',sans-serif;font-weight:800;font-size:1.1rem;letter-spacing:.05em;text-transform:uppercase;padding:15px}

@media(max-width:1000px){
 .layout{grid-template-columns:1fr;gap:44px}
 .aside{position:static}
 .phero-in{grid-template-columns:1fr;gap:36px}
 .fgrid{grid-template-columns:1fr 1fr;gap:30px}
}
@media(max-width:820px){
 .nav-links{display:none}
 .nav-links.open{display:flex;position:absolute;top:66px;left:0;right:0;flex-direction:column;background:#162436;border-bottom:2px solid #f5a623;padding:14px 5%;gap:4px;align-items:stretch}
 .nav-links.open>li>a,.nav-links.open>li>span{padding:11px 0}
 .nav-links.open .drop{display:flex;position:static;min-width:0;background:transparent;border:none;box-shadow:none;padding:0 0 8px 12px}
 .burger{display:block}
 .callbtn{padding:10px 14px;font-size:.8rem}
 .mobilecall{display:block}
 body{padding-bottom:56px}
 .sec{padding:56px 5%}
}